Q&A: Can people with ALS (Lou Gehrig’s disease) join a Medicare Advantage plan for 2008 health insurance?
Posted on February 20, 2012 by Rick
Question by EnnBee: Can people with ALS (Lou Gehrig’s disease) join a Medicare Advantage plan for 2008 health insurance?
Medicare Advantage (MA) health plans offer more value to Seniors because they usually fill insurance gaps that original Medicare has like hospital stay and physician care deductibles and copays.
Can all Seniors who are eligible for Medicare in the US join a MA plan or are some conditions, specifically Amyotrophic Lateral Sclerosis (ALS, also known as Lou Gehrig’s) disease excluded?
Best answer:
Answer by donna
Medicare Advantage Plans are designed for all seniors- They are not allowed to take pre-existing conditions into consideration when enrolling members. They must take all patients, regardless of health. The secret to making these plans work for you is finding a doctor who is willing to take on any insurance company if they deny necessary care or medications.Some of the Medicare HMO’s have extensive authorization processes which frustrate patients, but if your doctor is a fighter (the doctor is the one who is supposed to handle the authorization process), the plans can save you alot of money. I have several serious chronic illnesses and when I am eligible for Medicare, I will join a Medicare HMO- It is the only way to be able to afford medical care under Medicare.
What do you think? Answer below!
Posted in California Medicare | 1 Comment
One Response to “Q&A: Can people with ALS (Lou Gehrig’s disease) join a Medicare Advantage plan for 2008 health insurance?”
-
Medicare Articles
- Practice Management Basics: From Getting Started to Staffing Addressed in New Medical Home Builder Modules
- Medicare Rights Center
- Abingdon at Tradition Wins Prestigious National Award
- UPMC Health Plan Relies on Acero Health Technologies to Power HealthyU
- Suing Nursing Homes
- Does anyone know of a health insurance company that pays the Medicare B premium?
- Latest Qualifications For Medicare News
- Guide to Using Joppel for Medicare Insurance
- Humana Medicare Advantage Plan
- Dr. Wendy Lynch, co-director for the Center for Consumer Choice in Health Care at the Altarum Institute Interviewed on Health Care Consumerism Radio
- How can i find medicare policy/group number?
- Obamacare Fact Check: Two Years Later
- Tax questions? Ask our experts
- Visiting Elderly Parents This Holiday Season? Aging Solutions Releases Tips For How To Assess Their Condition: Look, Listen and Pause
- Medicare Shared Savings Program: Application Process and Overview of the Advance Payment Model
- Medicare effort does little to improve care, study says
- Odyssey Whistleblower Cases Bring $25 Million to the U.S. Treasury
- Medicare Supplement Insurance Plans – Where Do I Start?
- Has anyone ever heard of an insurance company called Providence American?
- Learn About Medigap Plans
- Would I qualify to recieve Medicare benefits if I own a home?
- MostMedicare.com Announces the Addition of New Medicare Insurance Companies to Their Powerful Quote Engine
- Will MediCare cover knee joint replacement surgury?
- AvMed and Miami-Dade Parks Go The Extra Mile For Kids’ Fitness
- Can I enroll in a Blue Cross Entry Age Medicare Supplement plan if I’m over 65 years old?
-
Meta
February 20th, 2012 at 9:04 pm
Yes, they can. You must have Medicare parts A & B to qualify for a plan. The only health issue that will keep you from getting on a Medicare Advantage plan is End Stage Renal Disease.
Open enrollment is November 15 to December 31. You’ll want to visit a local independent agent that works with senior policies to find the best plan for your situation. Many MA plans will also include Part D. Prescription co-pays are one of the biggest difference in plans. There can be several thousand dollars difference in your co-pay between plans so it is imperative that you do an analysis of your medication.